Question 1

Who does Peritus Properties work with?

Accepted Answer

We work with homeowners all across Ontario who want to sell their house quickly and without the hassle of listing with a realtor. From people facing foreclosure to those who simply want to downsize, we buy houses from anyone looking for a fast and fair solution.

Question 2

Where in Ontario does Peritus Properties buy houses?

Accepted Answer

We buy houses throughout Ontario, including Toronto, Hamilton, London, Ottawa, Barrie, Windsor, Kitchener, and many smaller towns and rural areas across the province.

Question 3

Do I need to fix up my property before selling?

Accepted Answer

No repairs or renovations are needed. As a cash home buyer, we purchase houses as-is, whether they are outdated, damaged, or vacant.

Question 4

How do I request an offer?

Accepted Answer

Simply fill out our offer form online or call us directly at (226) 407-6034. We will gather some basic details about your home and provide you with a no-obligation offer.

Question 5

What if I am behind on mortgage payments?

Accepted Answer

We can still help. Selling directly to a cash buyer may allow you to pay off the mortgage and avoid further penalties or foreclosure proceedings. The sooner you reach out, the more options we can explore together.

Question 6

What if I have tenants in the property?

Accepted Answer

Yes, we buy tenanted properties across Ontario. We know the Residential Tenancies Act and will not push you to serve notices you are not comfortable with. Whether the deal closes tenant-in-place or with vacant possession is part of the offer conversation, since it affects what an end buyer will pay and the terms that make sense for the property.

Question 7

What if a direct sale is not right for me?

Accepted Answer

Not every home fits our investment strategy, and that is okay. If a direct sale is not the right fit for your situation, we are happy to refer you to our network of trusted Ontario real estate agents who can help list your property.

Question 8

How does the direct sale process work?

Accepted Answer

It is simple. Step 1: Contact us and tell us about your property. Step 2: We will review the details and present you with a fair offer. Step 3: You decide if it is the right fit for you, and if so, we move forward to closing.

Question 9

What makes working with a cash home buyer different from using a realtor?

Accepted Answer

When you work with a realtor, you may spend months on the market, deal with showings, and pay commissions. With Peritus Properties, we buy houses directly. No middlemen, no commissions, and a much faster path to closing.

Question 10

Will I feel pressured to sell my house?

Accepted Answer

Never. Our offers are completely no-obligation. You only sell your house if and when you are ready.

Question 11

How is an off-market sale different from listing on the MLS?

Accepted Answer

An MLS listing is public. It involves showings, open houses, agent commissions, and often months of waiting. An off-market sale with us is private, fast, and direct. There are no signs, no showings, and no commissions. You sell as-is and close on your timeline.

Question 12

How do you determine your offer price?

Accepted Answer

We look at recent sales of similar homes in your area, the current condition of the property, any repairs or updates needed, and your desired timeline. From there, we factor in the costs and risk taken on depending on the investment strategy, so the numbers work for us as a business. The result is a fair, straightforward cash offer that reflects both your home and the realities of buying it off-market.

Question 13

Can I back out after receiving your offer?

Accepted Answer

Yes. Receiving an offer does not commit you to anything. You are free to review it, ask questions, compare options, and walk away if it is not the right fit. Once you sign the purchase agreement, however, it becomes a legally binding contract, so we always make sure you fully understand the terms before you sign.

Question 14

Can the offer or closing terms be adjusted to fit my situation?

Accepted Answer

Every property is different, so the terms are always a conversation, not a take-it-or-leave-it form. Timeline, access, and condition all shape what a deal looks like. If you need to close faster, stay longer, or handle something specific, we will look at what adjustments are possible and be upfront about what that means for the numbers. The goal is a structure that works for both sides.

Question 15

How fast can I sell my house?

Accepted Answer

Most sales can close in as little as 7 to 14 days. But if you need more time, we can adjust the closing date to fit your schedule.

Question 16

Who chooses the closing date?

Accepted Answer

You do. One of the biggest advantages of selling to a cash home buyer in Ontario is that you set the timeline that works for you.

Question 17

How do I get paid?

Accepted Answer

Once closing is complete, the funds are transferred directly to you, securely, quickly, and in full.

Question 18

Can I choose my own closing date, even if it is months away?

Accepted Answer

Yes. Most sellers close within a few weeks once the paperwork is with the lawyers, but if you need more time, we are happy to schedule closing months out to fit your plans. You stay in control of the timeline.

Question 19

Will the sale be kept private, or is it public record?

Accepted Answer

There are no For Sale signs, no MLS listing, and no open houses. The sale process happens quietly and off-market. The transfer of ownership itself is registered with the Ontario land registry, which is public.

Question 20

Do I need to clean or empty the house before closing?

Accepted Answer

No. You can take what you want and leave what you do not. We handle the cleanup and removal after closing, so you can focus on your next step without worrying about junk removal or deep cleaning.

Question 21

What happens to my existing mortgage when I sell to you?

Accepted Answer

On closing day, your real estate lawyer receives the funds from the sale, pays off your remaining mortgage balance directly to your lender, and then sends you the remaining proceeds. You do not need to coordinate that yourself.

Question 22

Is the offer you give me the exact amount I will receive at closing?

Accepted Answer

Yes. We do not charge commissions, fees, or deductions. The only amounts subtracted from the sale proceeds at closing are your existing mortgage payoff, any property tax arrears, or liens registered against the title. Your lawyer handles those disbursements and sends you the rest.

Question 23

Do I need a lawyer to sell my house?

Accepted Answer

We handle the paperwork and walk you through the agreement in plain language so nothing is a surprise. A real estate lawyer is used at closing to register the transfer of title and disburse the funds. We work with trusted Ontario real estate lawyers who take care of that step, and you are welcome to use your own if you prefer.

Question 24

Who handles the paperwork?

Accepted Answer

We take care of all the details. We draft the agreement, review every section with you in plain language, and in most cases send the documents through DocuSign so you can sign securely from home. From there, we coordinate with the lawyers to keep closing on track.

Question 25

Are there fees or hidden costs?

Accepted Answer

No. Unlike traditional sales, there are no commissions, realtor fees, or hidden charges when we buy houses. The offer we present is the amount you receive at closing.

Question 26

Do you buy properties with outstanding property taxes or liens?

Accepted Answer

Yes. Outstanding taxes, CRA liens, and construction liens are more common than most homeowners realize. These amounts are simply paid out from the sale proceeds at closing by your lawyer, just like a mortgage payoff.

Question 27

What if I change my mind after we sign the agreement?

Accepted Answer

Once the agreement is signed, it becomes a binding legal contract. That is why we take time before signing to walk through the agreement with you in plain language, answer every question, and make sure you feel fully comfortable and clear on every detail before moving forward.

Question 28

What types of properties do you buy?

Accepted Answer

We buy houses, condos, townhomes, multi-family properties, and even vacant homes across Ontario.

Question 29

Do you only buy homes in good condition?

Accepted Answer

Not at all. We buy houses in any condition. From newly renovated to severely distressed.

Question 30

Why should I choose Peritus Properties?

Accepted Answer

Because we make the process simple, fair, and local. We are a cash home buyer who puts people first, offering flexible closings, no pressure, and honest offers you can count on.

Question 31

Do you buy inherited or estate properties?

Accepted Answer

Absolutely. We frequently work with heirs and estate representatives to purchase inherited homes quickly, which helps simplify probate and reduces ongoing costs like taxes and utilities.

Question 32

Do you buy houses during divorce or separation?

Accepted Answer

Yes. We work with separating couples who need to sell the matrimonial home and divide the proceeds. A direct sale can be faster and more private than a traditional listing during an already difficult time.

Question 33

Do you buy houses in power of sale or foreclosure?

Accepted Answer

Yes. If you have received a Notice of Sale or are facing foreclosure, time matters. We can act quickly to purchase the property, stop the proceedings, and help you move forward with clarity.

Frequently Asked Questions

Getting Started

How It Works

Timeline and Closing

Legal and Paperwork

What We Buy

Ready for a no-obligation offer?

Frequently Asked Questions

Getting Started

1Who does Peritus Properties work with?

2Where in Ontario does Peritus Properties buy houses?

3Do I need to fix up my property before selling?

4How do I request an offer?

5What if I am behind on mortgage payments?

6What if I have tenants in the property?

7What if a direct sale is not right for me?

How It Works

1How does the direct sale process work?

2What makes working with a cash home buyer different from using a realtor?

3Will I feel pressured to sell my house?

4How is an off-market sale different from listing on the MLS?

5How do you determine your offer price?

6Can I back out after receiving your offer?

7Can the offer or closing terms be adjusted to fit my situation?

Timeline and Closing

1How fast can I sell my house?

2Who chooses the closing date?

3How do I get paid?

4Can I choose my own closing date, even if it is months away?

5Will the sale be kept private, or is it public record?

6Do I need to clean or empty the house before closing?

7What happens to my existing mortgage when I sell to you?

8Is the offer you give me the exact amount I will receive at closing?

Legal and Paperwork

1Do I need a lawyer to sell my house?

2Who handles the paperwork?

3Are there fees or hidden costs?

4Do you buy properties with outstanding property taxes or liens?

5What if I change my mind after we sign the agreement?

What We Buy

1What types of properties do you buy?

2Do you only buy homes in good condition?

3Why should I choose Peritus Properties?

4Do you buy inherited or estate properties?

5Do you buy houses during divorce or separation?

6Do you buy houses in power of sale or foreclosure?

Ready for a no-obligation offer?